Moderate
Guidance
Published
United States (federal) · Mar 31, 2025
2024 HMDA Modified LAR Data Now Available on FFIEC Platform
The Home Mortgage Disclosure Act (HMDA) Modified Loan Application Register data for 2024 have been released on the FFIEC HMDA Platform for about 4,898 filers. The loan‑level data are modified to protect consumer privacy and are now…
Consumer Financial Protection Bureau · Home Mortgage Disclosure Act
Moderate
Enforcement
Filed
Norway (EEA) · Mar 20, 2025
noyb files second GDPR complaint against OpenAI over defamatory AI hallucinations in Norway
noyb filed a second complaint with the Norwegian Data Protection Authority alleging that OpenAI's ChatGPT generated false, defamatory personal data about a Norwegian user. The complaint cites violations of GDPR Article 5(1)(d) on data…
Norwegian Datatilsynet · General Data Protection Regulation
Low
Enforcement
Filed
Sweden · Feb 27, 2025
Swedbank denies data subject access to mortgage rate logic, noyb files complaint with Swedish DPA
Swedbank rejected a Swedish citizen's request for information on how its automated mortgage interest rate is calculated, citing a trade‑secret claim. The refusal appears to breach Article 15(1)(h) of the GDPR, which requires meaningful…
Swedish Data Protection Authority (IMY) · General Data Protection Regulation
Moderate
Fine
Decided
Netherlands · Dec 18, 2024
Dutch DPA fines Netflix €4.75 million for inadequate data‑subject information
The Dutch Data Protection Authority issued a decision imposing a €4.75 million fine on Netflix for not adequately informing customers about its data processing. The authority found Netflix failed to provide clear information and a full…
Dutch Data Protection Authority (Autoriteit Persoonsgegevens) · General Data Protection Regulation
Moderate
Enforcement
In effect
Belgium · Sep 12, 2024
Belgian DPA orders Mediahuis news sites to add reject button to cookie banners, imposes daily penalty
The Belgian Data Protection Authority ordered four Mediahuis news sites to add a “reject” button on the first layer of their cookie banners and to change misleading button colours. Non‑compliance triggers a penalty of €50,000 per day per…
Belgian Data Protection Authority · General Data Protection Regulation
Moderate
Data protection authority action
Filed
Austria · Aug 29, 2024
noyb files complaint with Austrian DPA over automated credit checks by KSV1870 and Unsere Wasserkraft
noyb lodged a complaint with the Austrian Data Protection Authority against credit reference agency KSV1870 and energy supplier Unsere Wasserkraft. The complaint alleges that customers are subjected to fully automated credit checks that…
Austrian Data Protection Authority (DSB) · General Data Protection Regulation
Low
Enforcement
Filed
Greece · Aug 13, 2024
Greek supermarket Alfa Vita faces GDPR complaint over incomplete data access
noyb filed a complaint with the Greek Data Protection Authority alleging that Alfa Vita's loyalty‑card program fails to provide full data‑subject access, omitting personal data and recipient information. The complaint cites a Court of…
Greek Data Protection Authority · General Data Protection Regulation
Moderate
Enforcement
Filed
European Union · Aug 12, 2024
noyb files nine GDPR complaints against X over AI training of 60 million EU users
noyb has lodged GDPR complaints in Austria, Belgium, France, Greece, Ireland, Italy, the Netherlands, Spain and Poland alleging that X used personal data of over 60 million EU/EEA users to train its AI system without consent. The Irish…
Irish Data Protection Commission · General Data Protection Regulation
Low
Lawsuit filed
Filed
Germany · Aug 1, 2024
Complainant sues Hamburg DPA over ‘Pay or OK’ consent ruling
A GDPR complainant has filed a lawsuit with the Hamburg Administrative Court to overturn the Hamburg data protection authority's decision that the ‘Pay or OK’ consent model used by DER SPIEGEL is permissible. The complainant argues the…
Hamburg data protection authority · General Data Protection Regulation
Low
Guidance
Published
European Union · Jul 11, 2024
EDPB Cookie Banner Taskforce report (Jan 2023) and noyb analysis released
The European Data Protection Board set up a cookie‑banner taskforce in September 2021 and published its report in January 2023. noyb compared the taskforce’s findings with national DPA guidance and decisions in a new report dated…
European Data Protection Board
Low
Enforcement
Filed
Italy · Jul 9, 2024
noyb files GDPR complaint against Microsoft’s Xandr for 0% compliance with data subject rights
Xandr, a Microsoft subsidiary, collects and shares personal data of millions of Europeans for targeted advertising, including sensitive categories. noyb filed a GDPR complaint with Italy’s Garante alleging breaches of Articles 5, 12, 15…
Italian data protection authority (Garante) · General Data Protection Regulation
Low
Enforcement
Filed
Austria · Jun 13, 2024
noyb files complaint with Austrian DPA over Google Chrome consent pop‑up
noyb alleges that Google Chrome’s “Privacy Sandbox” pop‑up misleads users into consenting to first‑party tracking for targeted advertising. The complaint asks the Austrian data protection authority to require Google to cease processing…
Austrian Data Protection Authority · General Data Protection Regulation
Moderate
Enforcement
Filed
European Union · Jun 6, 2024 · effective Jun 26, 2024
noyb files complaints in 11 EU DPAs to halt Meta's AI data use
noyb has lodged complaints with data protection authorities in Austria, Belgium, France, Germany, Greece, Italy, Ireland, the Netherlands, Norway, Poland and Spain, requesting an urgency procedure to stop Meta's planned use of personal…
EDPB · General Data Protection Regulation
Moderate
Investigation
Announced
Austria · Jun 4, 2024
noyb files complaints urging Austrian DSB to investigate Microsoft 365 Education for GDPR violations affecting children
noyb has lodged two complaints with Austria's data protection authority alleging that Microsoft 365 Education breaches GDPR rights of minors by shifting responsibility to schools, providing vague privacy information, and tracking users…
Austrian Data Protection Authority (DSB) · General Data Protection Regulation
Low
Enforcement
Filed
Austria · Apr 29, 2024
noyb files complaint with Austrian DPA over OpenAI's ChatGPT inaccurate personal data
noyb filed a complaint with the Austrian Data Protection Authority alleging that OpenAI cannot correct inaccurate personal data generated by ChatGPT, violating GDPR Articles 5, 15 and 16. The complaint seeks an investigation, compliance…
Austrian Data Protection Authority (DSB) · General Data Protection Regulation
Low
Enforcement
Filed
Germany · Feb 16, 2024
noyb files complaint against German credit agency SCHUFA for GDPR access violations
noyb has lodged a complaint and report with the Hessian data protection authority alleging that SCHUFA blocks free access to personal data required under Article 15 GDPR. The agency allegedly uses manipulative designs to push paid products…
Hessian data protection authority · General Data Protection Regulation
Moderate
Data protection authority action
Published
DE-BAVARIA · Feb 5, 2024
Bavarian DPA declares CRIF‑Acxiom data trading illegal under GDPR
The Bavarian data protection authority ruled that credit reference agency CRIF illegally purchased personal data from address trader Acxiom and breached GDPR purpose‑limitation and information duties. The decision follows a similar…
Bavarian Data Protection Authority · General Data Protection Regulation
Moderate
Enforcement
Pending
European Union · Jan 28, 2024
Survey finds 74% of insiders say authorities would find GDPR violations in average EU company
A noyb survey of over 1,000 data‑protection professionals reports that 74% believe authorities would discover relevant GDPR violations during on‑site inspections. Respondents cite lack of clear DPA decisions, fines, and public enforcement…
EDPB · General Data Protection Regulation
Low
Enforcement
Filed
Austria · Jan 4, 2024
noyb files complaint against Austrian creditors’ association KSV1870 for charging for GDPR Article 15 access
noyb lodged a complaint with the Austrian data protection authority alleging that KSV1870 charges €43 for a data‑access service that must be provided free of charge under Article 15 GDPR. The organization allegedly uses misleading website…
Austrian Data Protection Authority · General Data Protection Regulation
Moderate
Court ruling
Decided
European Union · Dec 7, 2023
CJEU rules automated credit scoring violates GDPR and expands judicial review of DPAs
The Court of Justice of the European Union issued two judgments: one confirming national courts can fully review DPA decisions, and another finding that automatically calculated credit scores breach Article 22 GDPR. The rulings require…
EDPB · General Data Protection Regulation