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Moderate impactCourt rulingDecided

CJEU rules automated credit scoring violates GDPR and expands judicial review of DPAs

The Court of Justice of the European Union issued two judgments: one confirming national courts can fully review DPA decisions, and another finding that automatically calculated credit scores breach Article 22 GDPR. The rulings require credit agencies to obtain explicit consent and allow data subjects to challenge scores.

Why it matters: The decisions tighten GDPR enforcement by prohibiting automated credit scoring and strengthening data subjects' rights to judicial review.

Summary generated from the sources below. Check the primary source before relying on it; this is not legal advice.

Sources
CJEU landmark rulings on “credit ranking” and review of DPAs
noyb · primary source · Dec 7, 2023
CJEU landmark rulings on “credit ranking” and review of DPAs
noyb · Dec 7, 2023
Details
JurisdictionEuropean Union
RegulatorEDPB
CourtCourt of Justice of the European Union (CJEU)
LawGeneral Data Protection Regulation
CaseC-26/22, C-64/22, C-634/21
StatusDecided
PublishedDecember 7, 2023
Effectivenot stated
OrganisationsSCHUFA
Topicsautomated decision making, consent, transparency, data minimization, profiling, access
Datapersonal